One of the benefits we enjoy so much about Uber and Lyft is the convenience that comes with these services. As easy as they are to use, it’s not always easy to obtain compensation if you are in a collision that involves an Uber or Lyft vehicle. Our rideshare accident attorneys in Detroit are here to help you navigate the legal system and fight for fair compensation.
At The Seva Law Firm, we can review your case for free and help you plot the way forward. We don’t charge any fees unless we win. Call our office at (833) 738-2529 to schedule a consultation today.
Rideshare Insurance Coverage Based on Periods
There are many factors to consider when bringing a car accident claim when a rideshare company is involved. Our Uber and Lyft accident attorneys in Detroit can explain these factors to you during the consultation.
One consideration is whether the rideshare driver was on the clock at the time of the crash. Let’s investigate the different periods that rideshare services and how they can affect insurance liability:
- Period 0. This period means that your rideshare driver was not logged into the app when the rideshare accident occurred. This means that the driver’s personal auto insurance policy will cover the injuries of the rideshare accident if he or she was in fact liable for the crash.
- Period 1. This period indicates that the rideshare driver was logged in and waiting for a rideshare trip. For this period, rideshare companies offer a specific amount of coverage for any rideshare accidents that happen during this time. For example, Uber offers coverage of up to $50,000 in bodily injury per person and $100,000 in bodily injury per accident.
- Period 2. This period indicates that the rideshare driver is active on the app and is en route to pick you up. If the rideshare accident happens during this period, the company’s insurance will cover all injuries from the accident up to their policy’s limits.
- Period 3. This period indicates that you are in the vehicle with the rideshare driver, and the driver is in the process of taking you to your destination. When the rideshare accident happens during this period, the rideshare company’s insurance policy will cover all injuries related to the accident up to their policy’s limits.
Determining Liability in a Detroit Rideshare Accident
Sometimes more than one party can be liable for a single Uber or Lyft accident. When this happens, it’s important to identify all liable parties and include each of them in your claim. This may increase the chances of recovering fair compensation.
Our rideshare accident lawyers in Detroit can review all available evidence to determine who could be liable for your damages. The police report, surveillance footage, vehicle damage, eyewitness statements, expert witness analysis, black box data, cellphone records, and other evidence could all play a role in this process.
What to Do After a Rideshare Accident
When you are involved in a rideshare accident, here are some actions that you can take that will improve the chances of having a successful claim:
Call the Police
Contact the police and file a proper police report. Even if the driver does not want the police called, you should still do so.
Exchange Information
Next, exchange information with the rideshare driver. Ask for their contact information, proof of insurance, registration information, and driver’s license. Be sure to do this with all drivers involved in the crash.
Gather Photos of the Accident
Make sure to take as many photos as possible of the accident. The more photos you have of the accident, the better. An accident reconstruction expert may be brought in to assess photos and other evidence to determine exactly how the crash happened.
Seek Immediate Medical Attention
If you or anyone else was seriously injured, call 911 and request an ambulance to come out to the accident scene. The police may also ask if you would like to request an ambulance for your injuries. Should this be unnecessary, you should still visit a doctor right away and get your injuries officially documented.
Contact a Detroit Rideshare Accident Attorney
Seeking the legal assistance of a rideshare accident attorney is one of the smartest steps you can take after an Uber or Lyft crash. Not only can a lawyer help you fight for fair compensation, but they can also make sure you avoid costly mistakes early in the proceedings.
Speak to a Detroit Rideshare Accident Attorney Today
If you have been involved in a rideshare accident, speak to a Detroit rideshare accident attorney as soon as possible. We are ready to answer any questions and help you navigate the legal system. Call our office at (833) 738-2529, or submit our contact form to schedule a free consultation.
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