What You Should Know before Filing a Third-Party Car Accident Claim

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After a car accident in Michigan, you will usually receive compensation for your injuries through the personal injury protection component of your coverage. However, this amount might fall short of covering the full extent of your accident-related losses and will never account for non-economic damages such as pain and suffering. Thankfully, you may be able to receive further compensation by filing a third-party personal injury claim against the at-fault party.

Before initiating proceedings, you should first familiarize yourself with a few important aspects of the personal injury claims process:

1. You Will Need Strong Evidence to Prove Liability and Damages

In an ideal world, the insurer would trust you based on your word alone. In reality, you will face tough scrutiny from the moment you report the accident as the claims adjuster puts every aspect of your case under the microscope. To avoid disputes, you should gather strong evidence to support your version of events. Such proof can include surveillance camera footage to demonstrate the at-fault motorist’s negligent actions, or medical records to show the extent of your injuries and the various medical expenses you’ve incurred.

2. You Should Limit Your Social Media Activity

Opposing parties will probably be looking for any reason to deny your claim, and their search could extend to your social media pages. Whether it’s comments you’ve made, pictures you’ve uploaded, or even reviews you’ve left, almost anything you post online could be used as evidence to challenge your claim. In most situations, it’s best to deactivate your social media profiles for the duration of proceedings. However, if this isn’t possible for you, you should at least ramp up your privacy settings and minimize your time spent online.

3. You Must Take Your Recovery Seriously

You may think your healthcare providers are being overly cautious, but it’s important to follow their instructions carefully. If it emerges that you deviated from your treatment plan, you could face disputes over failure to mitigate damages. Additionally, ignoring your doctor’s orders could also prolong your recovery, resulting in additional health complications that you might’ve avoided had you followed through on their instructions.

4. You Need to Be Patient throughout Proceedings

While many claims are resolved in a matter of weeks, depending on the circumstances surrounding the accident, it could take far longer for yours to be concluded. Factors such as the amount you are seeking, the extent of your injuries, and the date you are expected to reach maximum medical improvement may result in delays. While it’s tempting to rush into negotiations and accept an offer, doing so could leave you with a settlement that doesn’t cover the full extent of your damages.

Speak to a Detroit Car Accident Attorney Today

If you were injured in a car accident, it’s important to be informed about how your claim might unfold. At Seva Law Firm, we can assess your claim as part of a free consultation, taking time to explain how we might approach your case and the discuss the types of challenges you may face throughout proceedings.

Through the years, we have helped secure more than $100 million in verdicts and settlements for accident victims throughout Michigan. Contact us today at (248) 385-5704 or tap through to our contact page HERE to lock in a free case assessment with a Detroit car accident attorney.